So, I've decided to modify the scope of my gift giving this year. I've been focusing more on individuals and their potential likes and dislikes, rather than setting a dollar amount on how much I should spend. Seriously, who expects the world of others around this time of year when the country is in a recession and everyone is trying their damnedest to get through it. Considering that I don't know many people who are literally hard up for dough, I'm feeling less like pity giving and more like giving them something that will better them and not cost a lot. Books, cooking utensils and useful electronics are along the lines of what I'm contemplating.
I have been thinking so much lately, not just about gifting, but about saving, investing and buying a home. I feel like even though we're in a recession, there are even more reasons to live agressively, especially for a person at my age and of my circumstances.
I feel like if I play it safe, I lose. How are you feeling in the recession right now? Are you thinking big, or just thinking how to survive?
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2 comments:
I agree, I don't think anyone is expecting too much out of the holidays this year... except maybe children of course.
Good for you for wanting to start saving for a home! I think that's a good move right now. The market probably won't go up too much in the next few years, so you should still be able to buy a home at a lower price and wait for the value to increase.
The recession hasn't hit me too hard, yet. I don't really have to worry about my job, and the only things that hurt me are the increased gas and food prices. So I'm living about the same as I always have... for now.
I'm investing in high-risk stocks because I feel the same as you - now's the time to do it. We're young and have 40 years or so until retirement. So why not?
But I do worry about job security and stuff like that. Hubby and I are pretty safe but I don't think anyone's truly recession-proof, so it's just a matter of waiting to see what happens. And being glad for every day I have a job and a car and a place to live.
t.
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